Seferm, together with Experian credit report helps you to manage what’s on your credit report and could save you money when you apply for a loan, mortgage or credit card. The contents of your personal credit report can have a bearing on whether or not you are given credit.
Your credit rating may also affect the interest rate you are offered by lenders, which could lead to more costly borrowing. It is also useful in the fight against identity fraud, because each time a loan application is made in your name, it appears on your credit report. So if there is an application on the report that is nothing to do with you, you stop a potential identity fraud from happening.
You have the right to view the information contained in your credit report to make sure it is accurate. If errors are found, you are entitled to apply to have them corrected. Access your credit report in real time.
Apply online now. Click here for a free copy of your Experian credit report.
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